US Passes 21st Century ROAD to Housing Act to Boost Affordable Supply

U.S. President Donald Trump has allowed the "21st Century ROAD to Housing Act" to become law without his signature. The legislation, passed by the U.S. Congress, aims to expand affordable housing and reduce housing costs across the United States. The enactment of this bill is viewed as a significant step toward addressing the nation’s housing crisis.

The "21st Century ROAD to Housing Act" is a federal statute designed to increase the supply of housing, specifically targeting low- and middle-income households. Its passage represents one of the U.S. government’s efforts to tackle the housing issue, which has long been a focal point of social concern. Many American families struggle to afford high housing costs, particularly in major metropolitan areas, and this legislation is seen as a vital measure to assist them.

President Trump’s approach to the bill was notable; he declined to sign it as a form of protest against Congress’s failure to pass the "SAVE American Act." However, under the U.S. Constitution, if a president neither signs nor vetoes a bill within 10 days, it automatically becomes law. Consequently, the "21st Century ROAD to Housing Act" took effect on July 11, 2026.

The passage of this act is expected to have a significant impact on the U.S. housing market. It is intended to provide more affordable housing options for low- and middle-income families, helping them secure stable living conditions. Simultaneously, the act aims to stimulate housing construction and increase supply, thereby exerting downward pressure on housing costs.

The legislation has sparked widespread discussion and attention. While many view it as a crucial step in resolving the country’s housing problems, others express concern regarding the challenges that may arise during its implementation. The housing issue in the United States is multifaceted and requires comprehensive, multi-pronged efforts. The enactment of this bill is considered merely the first step in a broader strategy required to truly address the nation's housing crisis.

For Taiwan, the passage of this act provides a valuable reference for understanding U.S. housing policy and social issues. Taiwan faces similar housing challenges, particularly in its major cities, and the American experience offers insights and lessons that may be applicable. Furthermore, the passage of this legislation reflects the U.S. government's focus on social issues, providing a perspective that is worthy of consideration and reflection in the Taiwanese context.